Car Title loans in Ontario are similar to personal loans, the only difference is you use your vehicle as collateral to secure the loan. Your credit rating is not an issue and you get to keep and drive your car (your ownership remains in your name). 12 to 36 month terms available and it costs nothing to apply. You can:
Use a 2009 or newer vehicle to borrow money.
Continue driving your vehicle as usual (ownership remains in your name).